Illustration, not the actual card

Hilton Honors Amex Surpass: credits, perks, and reset windows

Statement credits and enrolled perks for the Hilton Honors Amex Surpass, taken from issuer pages we have on file. Tracker selections stay in your browser.

card Issuer: American Express. Annual fee: $150 (Source for Hilton Honors Amex Surpass annual fee (opens in new tab)) — Verified product staticData for cardShortName hilton-honors-surpass: feeValue '$150' / text '$0 introductory annual fee for the first year, then $150.' Recorded ongoing $150. (Other cards' $250 FAQ text on same HTML is Marriott Bevy — not Surpass.). Card last verified: 2026-11-02.

Max if every credit is used
$200
Yearly maximum from verified credits
Difference after fee
$50
Yearly maximum credits minus fee

About $520 more if you spend $15,000 in a calendar year (our estimate)

Credits and perks

Annual fee vs credits math

Maximum if every credit is fully used: $200 per year (sum of verified yearly maximums for monthly, quarterly, twice-a-year, and annual credits; no multiplying).

Inputs to this total:

Hilton Free Night Reward after $15,000 spend: About $520 more if you spend $15,000 in a calendar year (our estimate) — not in the maximum above.

Annual fee (verified): $150. Source for Hilton Honors Amex Surpass annual fee (opens in new tab).

Inputs to this fee figure:

Difference (yearly maximum credits minus fee): $50 (site-calculated from the sourced rows below).

Inputs to this difference:

What this page tracks

This page lists statement credits and enrolled perks from public issuer materials in our card data file. It is not financial advice. Amounts we have not checked yet show as Not yet verified. We do not invent numbers.

Transfer partners

No public partner list found yet for Hilton Honors. Help Center exchange page: converts Points to miles with "various global partners" — no names/ratios. Partners page: "Redeem your Points for airline miles with any of our global partners worldwide" — no names/ratios. No outbound partner+ratio list captured. See transfer partners notes.

Hilton Honors points expiration

24 consecutive months without eligible activity → forfeit Points

Members who do not have eligible activity as defined in (a.) – (d.) below in any twenty-four (24) consecutive month period are subject to forfeiture of all accumulated Points

Source for Hilton Honors expiration rule (opens in new tab) · Last verified 2026-11-04

More on Perk Optimizer

Add to calendar

One tap adds all of this card’s reminders. They update on their own if a credit changes. Built only for credits with a known calendar reset schedule. Some reminders say verify with issuer. Credits tied to your card anniversary or fee date need your card’s own date — we do not invent dates.

Preparing reminders…

Add Hilton Honors Amex Surpass in the tracker Compare Hilton Honors Amex Surpass