Illustration, not the actual card

Citi Strata Elite: credits, perks, and reset windows

Statement credits and enrolled perks for the Citi Strata Elite, taken from issuer pages we have on file. Tracker selections stay in your browser.

card Issuer: Citi. Annual fee: $595 (Source for Citi Strata Elite annual fee (opens in new tab)) — Citi product page FAQ/schema: 'The Annual Fee is $595' / 'Annual fee: $595'. Authorized user fee $75 noted but not a separate schema field.. Card last verified: 2026-11-02.

Max if every credit is used
$700
Yearly maximum from verified credits
Difference after fee
$105
Yearly maximum credits minus fee

Credits and perks

Annual fee vs credits math

Maximum if every credit is fully used: $700 per year (sum of verified yearly maximums for monthly, quarterly, twice-a-year, and annual credits; no multiplying).

Inputs to this total:

Annual fee (verified): $595. Source for Citi Strata Elite annual fee (opens in new tab).

Inputs to this fee figure:

Difference (yearly maximum credits minus fee): $105 (site-calculated from the sourced rows below).

Inputs to this difference:

Other credits (not in the yearly maximum sum)

What this page tracks

This page lists statement credits and enrolled perks from public issuer materials in our card data file. It is not financial advice. Amounts we have not checked yet show as Not yet verified. We do not invent numbers.

Transfer partners

Citi ThankYou partners from the issuer’s public list. Last verified: 2026-11-02. Source for Citi ThankYou partners (opens in new tab). See all Citi ThankYou partners.

Citi ThankYou transfer partners
PartnerPartner typeRatioNotesSourceLast verified
Accor Live LimitlessHotel2:1Partner-side (all.accor.com). Verbatim on partner page and conditions page: "Fee cards 2,000 ThankYou® Points = 1,000 ALL Accor Reward points" (ratio recorded as 2:1). Same pages also state: "No fee cards 2,000 ThankYou® Points = 700 ALL Accor Reward points". Conditions URL: https://all.accor.com/a/en/loyalty-program/partners/conditions/citibank.htmlSource (opens in new tab)2026-11-02
Choice PrivilegesHotelup to 1,000:1,500Partner-side (choicehotels.com). Verbatim: "1,000 Citi ThankYou points = up to 1,500 Choice Privileges points*". Ratio is a maximum (ratio_is_max); display as 'up to 1,000:1,500'. Asterisk footnote: page footnote not captured.Source (opens in new tab)2026-11-02
Emirates SkywardsAirline1:0.56Partner-side (Emirates.com). Verbatim: "Convert starting from 1 ThankYou Point = 0.56 Skywards Miles". Also: "A minimum of 1,000 Points is required for every transfer"; "Denominations of only 1,000 Points are allowed"; "A maximum of 500,000 Points can be transferred"; "Rewards may take up to 14 working days to be reflected in the account." Page does not state a separate premium-card ratio.Source (opens in new tab)2026-11-02
I Prefer Hotel RewardsHotel
  • 1,000:2,000 — Citi Strata Elite®, Citi Strata Premier®, Prestige®, or AT&T Access More cardmembers
  • 1,000:1,400 — Citi ThankYou Preferred®, Citi Strata® Card, Citi Double Cash® Card, Citi Custom Cash® Card, Citi ThankYou® Mastercard®, AT&T Universal Rewards World, AT&T Universal Savings and Rewards, AT&T Universal Rewards, AT&T Points Plus℠ Card from Citi, or AT&T Access cardmembers
Confirm before transferring: I Prefer transfer-points page https://iprefer.com/partners/transfer-points: "1,000 points = 2,000 I Prefer points (Citi Strata Elite®, Citi Strata Premier®, Prestige®, or AT&T Access More cardmembers) 1,000 points = 1,400 I Prefer points (Citi ThankYou Preferred®, Citi Strata® Card, Citi Double Cash® Card, Citi Custom Cash® Card, …)". No single flat rate — see ratio_tiers. I Prefer's partner page https://iprefer.com/partner/citi-thankyou shows 1,000:4,000; rates may vary, confirm before transferring.Source (opens in new tab)2026-11-02

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