Illustration, not the actual card

Chase Sapphire Preferred: credits, perks, and reset windows

Statement credits and enrolled perks for the Chase Sapphire Preferred, taken from issuer pages we have on file. Tracker selections stay in your browser.

card Issuer: Chase. Annual fee: $95 (Source for Chase Sapphire Preferred annual fee (opens in new tab)) — Chase product page: '$95 annual fee'.. Card last verified: 2026-11-02.

Max if every credit is used
$520
Yearly maximum from verified credits
Difference after fee
$425
Yearly maximum credits minus fee

Credits and perks

Chase Travel Hotel Credit

$100

Annual

Reset: Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel. Annual means the year beginning with your account open date through the first statement date after your account anniversary, and the 12 monthly billing cycles after that each year.

Enrollment required: No

Source for Chase Sapphire Preferred Chase Travel Hotel Credit (opens in new tab)

Last verified: 2026-11-02

Annual fee vs credits math

Maximum if every credit is fully used: $520 per year (sum of verified yearly maximums for monthly, quarterly, twice-a-year, and annual credits; no multiplying).

Inputs to this total:

Annual fee (verified): $95. Source for Chase Sapphire Preferred annual fee (opens in new tab).

Inputs to this fee figure:

Difference (yearly maximum credits minus fee): $425 (site-calculated from the sourced rows below).

Inputs to this difference:

Other credits (not in the yearly maximum sum)

What this page tracks

This page lists statement credits and enrolled perks from public issuer materials in our card data file. It is not financial advice. Amounts we have not checked yet show as Not yet verified. We do not invent numbers.

Transfer partners

Chase Ultimate Rewards partners from the issuer’s public list. Last verified: 2026-11-01. Source for Chase Ultimate Rewards partners (opens in new tab). See Chase Ultimate Rewards transfer partners.

Note for this currency: Chase Ultimate Rewards® points transfer to most travel partners at a rate of 1:1, that means 1,000 points equals 1,000 partner points.

Chase Ultimate Rewards transfer partners
PartnerPartner typeRatioNotesSourceLast verified
Aer Lingus AerClubAirline1:1—Source (opens in new tab)2026-11-02
Air Canada AeroplanAirline1:1—Source (opens in new tab)2026-11-02
Air France-KLM Flying BlueAirline1:1—Source (opens in new tab)2026-11-02
British Airways ClubAirline1:1—Source (opens in new tab)2026-11-02
Iberia PlusAirline1:1—Source (opens in new tab)2026-11-02
IHG One RewardsHotel1:1—Source (opens in new tab)2026-11-02
JetBlue TrueBlueAirline1:1—Source (opens in new tab)2026-11-02
Marriott BonvoyHotel1:1—Source (opens in new tab)2026-11-02
Singapore Airlines KrisFlyerAirline1:1—Source (opens in new tab)2026-11-02
Southwest Rapid RewardsAirline1:1—Source (opens in new tab)2026-11-02
United MileagePlusAirline1:1—Source (opens in new tab)2026-11-02
Virgin Atlantic Flying ClubAirline1:1—Source (opens in new tab)2026-11-02
World of HyattHotel4:3—Source (opens in new tab)2026-11-02
Wyndham RewardsHotel1:1—Source (opens in new tab)2026-11-02

More on Perk Optimizer

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One tap adds all of this card’s reminders. They update on their own if a credit changes. Built only for credits with a known calendar reset schedule. Some reminders say verify with issuer. Credits tied to your card anniversary or fee date need your card’s own date — we do not invent dates.

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